Loan Programs

We know time is money! The Oppenheimer Capital team can help you close fast on your flip opportunity. Access your funds quickly throughout your fix and flip project with our online Draw Request process. Our Fix and Flip Loan puts more profit in your pocket faster with our low fees and competitive interest rates. Put our service speed to work for you on your next flip.

• Single Family Residence (attached/detached)
• Condominiums/Townhomes/Rowhouses
• 2-4 Unit Property (duplex, triplex, etc.)
• Apartment Buildings (up to 30 units)

• Loan Amounts: $50,000 to $3,000,000
• Interest Accrued on Drawn Balance
• Loan to Value: up to 75%
• Loan to Cost: up to 85%
• Term: 6 – 9 months
• No appraisal needed to close

Our Development Loan is designed for the purchase of development ready lot(s) with a horizontal budget. We finance both the acquisition and horizontal development all at once.

• Entitled Single Family Plats
• Entitled Town Home Plats

• Loan Amounts: up to $10,000,000+
• Loan to Value: up to 65%
• Loan Terms: 6 to 18 months

In need of a loan fast? Our Bridge Loan keeps you from missing out on an opportunity when a traditional loan can’t be processed in time to meet your closing date.

If you need cash quickly, we can do a cash out refinance if you have a viable payoff strategy in a year or less! Our Bridge Loan can be used for purchase, refinance, and cash out transactions.

• Single Family Residence (attached/detached)
• Condominiums/Townhouses
• 2-4 Unit Property (duplex, triplex, etc.)
• Multi-family

• Loan Amounts: $100,000 to $1,500,000+
• Loan to Value: up to 75% “as is” value
• Loan Terms: 3 – 12 months
• Appraisals on a case by case basis

The Oppenheimer Realty Capital principals have decades of combined experience in real estate building and developing. We know each project is unique and needs a customized construction loan solution.

Our Construction Loan is designed for the purchase of permit ready lot(s) with a construction budget. We finance both the acquisition and vertical construction all at once. Builders Capital provides Construction Loans across the US. 

If you do not have a permit to build yet, our Bridge-to-Build is the perfect solution for you.

• Single Family Residence (attached/detached, Investment Property Only)
• 2-4 Unit Property (duplex/triplex)
• Townhomes/Row Houses/Low Rise Condos
• Small to Midsize Apartment Buildings
• Subdivisions

• Loan Amounts: $100,000 to $10,000,000+
• Loan to Value: up to 70%
• Loan to Cost: up to 90%
• Loan Terms: 6 to 18 months

The Bridge-To-Build Loan serves builders and developers, from acquisition through financing to go vertical. The loan supports the process of securing plans and permits.

The Oppenheimer Realty Capital team has experienced this process hundreds of times over the last decade. We know how to quickly structure a customized Bridge-To-Build Loan for your specific project for up to an 18 month term… and you only have to close on one upfront loan.

• Entitled land without permit(s)
• Sub dividable properties (LR2 & LR3)
• Masterplan sub-dividable parcels

• Loan Amounts: up to $10,000,000 total loan of project
• Term: up to 18 months (longer on a case-by-case basis)
• Cross collateralization can be used to structure loan to minimize cash out of pocket

Small to larger multi-family has been in the DNA of the principals of Oppenheimer Realty Capital. These types of loans are longer term loans and may need more detailed information. 

The U.S. multifamily small commercial loans market is large, exceeding $170 billion of total origination volume. 

Our team knows the major players in the market and how to work with them.

Our team has cultivated strong relationships with Fannie Mae and Freddie Mac lenders, which have products focused on market-rate properties, affordable properties and green lending.

We act as a referral for banks of all sizes and in all regions to help provide the tools and programs needed to satisfy their customer base.

Our experience with various multifamily property types has provided us with expertise to finance your unique property.